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The Fan’s Big Accessory – Why Sports Club Affinity Credit Cards Are Good For You AND Your Team
Do you have a favorite football team? Or maybe you support another sports club? If the answer is yes, then you may be interested in a sports club credit card. These cards work much like other credit cards, with many benefits, but also allow you to financially support your favorite team. The more these types of cards become more and more popular. So if this is something that interests you, perhaps visit your club or check online for details.
Simply put, compared to other affiliate cards on the market, sports club credit cards are managed fairly. APRs are usually a typical variable rate of 15.9%; Although this may sound high, this is a fairly standard APR across the board. In addition, you also get the option to transfer existing balances to the card, and often receive an interest-free period for transfers. This period can be anything up to 12 months, which can be good if you want to pay off the existing loan amount and avoid high interest rates. Some of the cards also offer 0% on purchases for the first 3 months after signing up, which is ideal if you want to make a purchase and know you’ll have cash in the near future.
But beyond the appearance of the card there are other benefits for both the cardholder and the sports club. The card holder is entitled to any discounts and special offers related to the club. For example, some cards pay for team merchandise, such as T-shirts or scarves; other cards have a points system where points can be accumulated and exchanged for cheaper tickets to important games. There are some that even offer the chance to win unique items or events – one card offers the chance to win a club restaurant with the team manager.
The benefit that a sports club receives is similar to the benefits that are given to charities through charitable credit cards: basically, for every amount spent on the card, a certain amount of money is given to the organization involved, to the cardholder. . With sports club credit cards, this donation is used to ensure the future success of the club. There is usually a small social benefit as well. For example, some clubs use donations to finance youth training programs, which not only ensures that the team provides the best players in the years to come, but also helps young people realize their dreams.
Individual perks are numerous and vary from card to card, but there are often discounts on club merchandise from t-shirts to mugs. Most cards also award points to the cardholder each time the card is used; These points can then be used to get discounts on tickets – some even provide access to special seats, matches or special events organized by clubs. For example, you can spend your time on the field with your favorite football players.
Since many of these cards are offered by the same banking group, many of the standard credit card features are the same. The APR will be around 15.9%, which is a typical APR for many cards these days, sports club affiliated or not. There is likely to be an option to transfer the balance to the card, often with a service fee of around 3%. Balance transfers remain interest-free for 6 to 12 months, and cards can be purchased for a short period of time even after initial registration. It’s all very reasonable, but perhaps not so great as the jealousy on your spouse’s face when you dine with the club manager!
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